Real financial wellness tips given by real people

When it comes to leasing a car, your credit score plays a major role in whether you’ll qualify and what terms you can get. But what if you have bad credit? Will you still be able to lease a car? The short answer is yes—but it might require some extra effort and consideration. Let’s get …

What credit score do you start with? This is a question that comes up a lot, especially for people who are new to establishing credit. Here’s an overview of what that very first credit score is likely to be, and how to continue your credit journey from there. When you first check your credit score, …

Have you ever wondered, ‘what is a perfect credit score?’ Well, it’s 850! That’s the top end of all the most commonly used credit scoring models, like FICO and VantageScore—which are the most commonly used credit scores in America. But here’s the thing: you don’t need a perfect credit score. According to research conducted by …

For 2024, there are several tax credits and deductions that may be available to you. (A tax deduction lowers the amount of income you’re taxed on, and a tax credit directly lowers your tax bill.) These can save you some money on your end of year tax bill. General For Parents  For Students & Teachers

Have you ever checked out your Equifax credit score? You might have wondered how it’s calculated, and how it’s different from the other credit reporting bureaus. We’ll explain all of that here, but first let’s start with a little background on credit scores. As you know, credit scores influence a lot of important things in …

What credit score is needed to buy a house? There are a number of factors that go into qualifying for a mortgage, and one of the most important ones is that all-important financial indicator, your credit score. (To find out more about scores in general, check out our article What’s a good credit score?). If …

Cash apps have become increasingly popular for their convenience in peer-to-peer transactions, and some platforms now offer the option to borrow money. While this feature can be a quick solution to short-term financial needs, it’s essential to approach borrowing through cash apps with caution and understanding. In this guide, we’ll explore what you need to …

Borrow money apps have become really popular, and can be a good way to get quick access to cash. But not all apps are equal, and you have to do a little research to choose the right one for you. Here’s a comparison of some of the top borrow money apps, to help you make …

Credit repair can help you if your credit score is a little rough around the edges. There are some steps you can take to repair and improve it. Here are five fundamental strategies to elevate your credit score and enhance your overall financial well-being. 1. Review your credit report The first step in any credit …

Welcoming a new addition to your family is a joyous occasion, but it also brings about a host of new responsibilities, including financial planning. Creating a baby budget can help alleviate stress and ensure that you’re adequately prepared for the costs associated with raising a child. In this guide, we’ll walk you through the essential …

Credit unions have become a popular alternative to traditional banks, offering a unique approach to financial services. But they work a bit differently. Before you decide whether to join a credit union, you’ll want to understand the advantages and considerations around them. Member-owned structure One of the distinguishing features of credit unions is that they’re …

Facing financial challenges is a common part of life, and for those with a less-than-stellar credit history, obtaining traditional loans can be a daunting task. However, the availability of bad credit loans provides a potential lifeline for individuals seeking financial assistance. Navigating this landscape requires careful consideration and informed decision-making to avoid pitfalls and make …