Last Updated: January 25, 2022
WHAT DOES BRIDGE IT, INC. (“BRIGIT”) DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Brigit chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Brigit share?
Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations
For our marketing purposes — to offer our products and services to you
|We don’t share|
For our affiliates’ everyday business purposes –information about your creditworthiness
|We don’t share|
|We don’t share|
|Email us at [email protected] Please note: If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.|
Who we are
Who is providing this notice?
Bridge It, Inc.
What we do
How does Brigit protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with industry standards. These measures include computer safeguards and secured files and buildings.
How does Brigit collect my personal information?
We collect your personal information, for example, when you:
|Why can’t I limit all sharing?|
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|What happens when I limit sharing for an account I hold jointly with someone else?|
Your choices will apply to everyone on your account.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Brigit does not perform joint marketing
Nevada Residents: We are providing this notice to you pursuant to Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by writing to us at 36W 20th Street. Floor 11, New York, New York 10011. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protections, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101, phone number (702) 486-3132, email [email protected].
The below are disclosures related to information that we may collect, use, or disclose outside of the context of U.S. financial information laws.
We may collect your contact information, to the extent you provide it to us, such as by signing up for a blog post, emailing us, or otherwise submitting an inquiry to us via our Website or Services. We use service providers to assist in our customer support and mailing communications, such as Zendesk and MailChimp, respectively.
Cookies and Other Tracking Technologies
Brigit uses “cookies” and similar technologies (e.g., pixel tags, SDKs) to track your use of the Website and Services. These technologies collect information in relation to your experience on our Website and Services, such as pages clicked, navigation path, bounce rates, actions taken (typically called “events”), and other metrics.
We and our vendors use these technologies to optimize our Website and Services and understand user engagement in relation thereto.
What Are Cookies?
Essentially, cookies are small files that are stored within your browser and store data in relation to your visit to our Website or Services.
Cookies serve a variety of purposes, such as securely maintaining your authenticated session and preferences (e.g., remembering log-in details or other settings), understanding your use of the Website or Services, and servings ads (whether our own ads on third-party websites or services or others’ ads on our Website or Services) based on your interests or actions. Each cookie typically has a pseudonymous ID associated with them (a set of randomized characters, typically alphanumeric) and may also store information related to your device or browser, such as IP address, browser and Operating System type, device type, etc.
What Are “Pixel Tags”?
With respect to (a) above, pixel tags often create the cookies that are stored on your browser. Then, when you revisit a site, the pixel tag will recognize such cookie and “read” the information stored within, typically sending it to the server (typically either Brigit’s or a third-party vendors, depending on whose pixel it belongs to).
Relatedly, with respect to (b) above, pixels will often send data to a server (again, typically depending on whose pixel it belongs to) when a set of user-initiated “events” occur, such as clicking on an ad, a button on the Website, a link in an email (or the fact that you opened the email), or other information related to your browser or device, such as a device identifier or other information similar to what is described in the “What Are Cookies?” section above. We may have access to this data via dashboards or APIs.
Most Internet browsers are set up to accept cookies automatically. You can set your browser to notify you when you receive a cookie, allowing you to decide whether or not to accept those cookies, block all third-party cookies (cookies dropped by third-party vendors), or all cookies generally (both Brigit’s and third-party vendors’ cookies). Users choosing not to accept any cookies or similar technologies may not be able to take full advantage of the Website or Services.
Like most websites today, our servers may keep log files that record data each time a device accesses our Website or Services. The log files may contain data about the nature of such access, including the device’s IP address, user agent string (e.g., operating system and browser type/version), and referral URL (i.e., the external source by which you arrived at our Websites or Services, or the pages you’ve clicked on while on our Websites or Services). We may use these log files for purposes such as assisting in monitoring and troubleshooting errors and incidents, analyzing web traffic, or optimizing the user experience.
You can manage your receipt of marketing communications by clicking on the “Unsubscribe” (or similar) link located on the bottom of an applicable Brigit marketing email and following the instructions found on any page to which the link may take you. Note, however, that you cannot opt-out of transactional or administrative emails.
Brigit retains your personal information for as long as it is deemed necessary and relevant by Brigit for Brigit’s operations unless a longer or different retention period is required or permitted by law. You may request deletion of your data by emailing [email protected].
In addition to the purposes described above, we may collect, use, or transfer your information (a) as part of, or during negotiations of, a merger, consolidation, sale of our assets, as well as equity financing, acquisition, strategic alliance or in any other situation where personal information may be transferred as one of the business assets of Brigit, (b) for purposes of responding to requests by law enforcement, regulators, and other government bodies, (c) in aggregated or anonymized fashion for further analysis and optimization of the Website or Services, (d) for our everyday businesses purposes, or (e) as otherwise permitted by applicable law.
If you have questions or concerns regarding this statement, or if you have any questions or suggestions, please contact [email protected].
The information provided in this “Information for California Residents” section only applies to California residents. This notice describes how we collect, use and share your Personal Information that is protected under the California Consumer Privacy Act or “CCPA” and your rights with respect to that Personal Information. This notice does not apply to personal information relating to your financial products and services that is protected by the federal Gramm-Leach-Bliley Act and discussed above.
Your California privacy rights
As a California resident, you have the rights listed below under the CCPA. However, these rights are not absolute, and we may decline your request as permitted by the CCPA.
• Information. You have the right to request the following information about how we have collected, used, disclosed, and sold your Personal Information during the past 12 months:
• Access. You can request a copy of the Personal Information that we maintain about you.
• Deletion. You can ask us to delete the Personal Information that we have collected from and about you.
• Nondiscrimination. You are entitled to exercise the rights described above free from discrimination. This means that we will not penalize you for exercising your rights by taking actions such as by denying you goods or services, increasing the price/rate of goods or services, decreasing the service quality, or suggesting that we may penalize you as described above for exercising your rights. However, the CCPA allows us to charge you a different price or provide a different service quality if that difference is reasonably related to the value of the Personal Information we are unable to use.
How to exercise your rights
You may exercise your California privacy rights as follows:
Right to information, access and deletion
You can request to exercise your information, access and deletion rights by emailing [email protected] with your request.
The CCPA provides consumers with the right to opt out of the sale of their personal information by businesses. However, we do not sell, as defined under CCPA, and we have not in the last 12 months sold your Personal Information to third parties.
Personal information that we collect, use and share
Do we collect this information?
We use this information for:
The parties whom we share this information with are: