Real financial wellness tips given by real people

Financial freedom in 5 minutes a day

Let’s face it: when it comes to financial freedom, most people think it’s a complicated, long-term goal. They think it takes mountains of spreadsheets, complicated investments, and years of careful saving. But what if you could make small steps every day—tiny steps that only take 5 minutes each and still make a big impact on …

Starbucks drinks to DIY

Starbucks (or a similar coffee spot) is a part of the morning routine for most of us. It can be convenient, but also surprisingly expensive. Some of your favorite drinks are actually pretty easy to make at home, and by making them yourself even just twice a week, you can save a surprising amount of …

Detail-oriented? Try the expense-tracking budget

If you’re the kind of person who loves getting into really granular detail, the expense-tracking budget might be the perfect fit for you. It’s all about keeping a close eye on every dollar that goes in and out of your accounts. By tracking your expenses closely, you can get a deep understanding of your spending …

How to stop overpaying for car insurance

Car insurance is one of those expenses we all have to deal with, but let’s be real—it’s not fun, and no one wants to feel like they’re overpaying for it. And no one should be! There are plenty of ways to lower your car insurance bill without getting shoddy coverage, and a few small tweaks …

How to win at holiday shopping: start early

It’s that time of year again! The holiday season is coming fast, and that means the yearly rush to find the perfect gifts. But here’s a secret: the key to avoiding holiday chaos and keeping your budget in check is to start your shopping early. I’m talking waaaay before the turkey hits the table. Not …

How to cancel subscriptions you don’t need

In today’s world of streaming services, fitness apps, meal kits, and subscription boxes, it’s easier than ever to sign up for things we think we need. But let’s be real: how many of those subscriptions are you actually using? You might have subscribed to that meditation app after a New Year’s resolution or to a …

Winter self-care for less: pamper yourself on a budget

Winter is the perfect time to slow down, bundle up, and indulge in some serious self-care. The chilly weather and long nights practically beg for cozy blankets, hot drinks, and feel-good activities. It’s a whole hibernation vibe.  But here’s the best part—you don’t have to splurge on fancy spa treatments or expensive products to pamper …

Halloween on a budget: without spooking your wallet

Halloween is almost here, and while it’s tempting to splurge on elaborate costumes, expensive decorations, and fancy candy, you don’t have to spend a lot to have a spooky good time. Here’s how to get festive on a budget and make your Halloween amazing without terrifying your bank account. 1. DIY costumes: scary cheap and …

Use rewards points to save like a pro: the ultimate guide

Who doesn’t love the idea of getting free stuff just for shopping, traveling, or paying bills? Whether it’s earning free flights, cashback, or discounts on everyday purchases, rewards points can seriously boost your buying power. But you have to know how to use them to max advantage. Navigating rewards programs can feel like a maze, …

Coupon stacking: how to max your savings

We’ve all seen those extreme couponers with carts full of groceries, grinning from ear to ear as their total drops from like $300 to $20. It may look like some kind of sorcery, but here’s the secret: it’s all about coupon stacking. With some savvy shopping tricks, you can stretch your dollar further and max …

Which fast food chain is the best value?

When it comes to fast food, we all want the same thing: food that tastes good (usually because it has a lot of salt and fat) and is quick and cheap. But with so many options to choose from, which fast food chain gives you the most bang for your buck? To help you get …

How to get your money’s worth with Amazon Prime

Amazon Prime is more than just free two-day shipping (though we all love that part, too!). If you’re only using your Prime membership for free and fast deliveries, you’re missing out on a lot of perks and features that can make your membership worth way more than the yearly fee.  From streaming movies to scoring …