Real financial wellness tips given by real people

Choosing the right credit card is a big decision for families. It can impact everything from day-to-day expenses to long-term financial goals. The best credit cards for families have rewards, benefits, and features that fit their needs. These types of cards generally require a credit score of 690 or higher. Often other factors are considered …

Owning a car comes with quite a few expenses, but there are ways to cut costs without risk of blowing a gasket or getting stuck on the side of the road.One way is doing some of the simpler maintenance tasks yourself. This can save you money, keep your car in good running condition, and avoid …

A Flexible Spending Account (FSA) is a financial tool offered by many employers that allows employees to set aside pre-tax dollars to cover eligible healthcare expenses. While FSAs offer tax advantages, the decision to participate depends on individual circumstances and healthcare needs. In this article, we’ll explore the features of FSAs, their benefits, and considerations …

Side hustles are a popular way to earn extra income, and more Americans are taking advantage of them than ever. But do you have to pay taxes on this side gig income? Yes, in many cases you do. Here’s what you need to know. Types of side hustles There are all sorts of different side …

Credit cards are pretty necessary in everyday life, but they can make it easy to get into debt trouble. What’s the average household credit card debt, and how can you manage yours more effectively? Recent data tells us that the average household credit card debt in the United States is about $8,600. (That’s according to …

Budgeting is the cornerstone of financial well-being, offering a roadmap to manage income, expenses, and savings effectively. Regardless of your financial goals, creating and sticking to a budget is an essential skill that empowers you to take control of your financial future. In this comprehensive guide, we’ll explore the key steps and strategies to help …

Managing credit is a super important part of maintaining a healthy financial foundation for your family. Keeping your credit solid not only opens doors to lots of opportunities but also builds strong overall financial stability. Here are some key strategies for managing credit effectively when it comes to family finances. 1. Open communication and joint …

Have you ever wondered what goes into your Experian credit score? As you may know, Experian is one of the three major credit bureaus in the United States (along with Equifax and TransUnion). Each of them collects essentially the same information, but there can be slight variations in the data they report, which can lead …

If you’re shopping for a new or used car, one of the key things that will affect your ability to get financing (and also the terms of that financing) is your credit score. Your credit score is the numerical representation of how creditworthy you are, and it plays a big role in determining the interest …

Your credit score is a financial measurement that impacts your ability to do a lot of things. It’s important to understand the factors that play a significant role in shaping your credit score. Here are the elements that have the most impact on your credit score. 1. Payment history (35%) The single most influential factor …

Your credit score is the cornerstone of your financial life. It affects your ability to secure loans, credit cards, and favorable interest rates. If you want to learn how to raise your credit score, you’ve come to the right place! Here’s what you need to know to get your credit score headed in the right …

We tend to hear a lot about the ideal credit score, but what’s the lowest credit score? While we don’t encourage underachieving, it’s actually important to know about the lowest score to understand the risks of having less than stellar credit. What is the lowest credit score? The lowest possible credit score can vary slightly …