Real financial wellness tips given by real people

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How to Quickly Get Loans for Bad Credit

August 8, 2019 Ever try training a puppy? Well, even if you haven’t you can sort of picture the process. A lot of patience, lack of maybe initial knowledge and tons of frustration. This might be an odd comparison, but raising a young pup is actually quite similar to getting loans for bad credit. It …

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How to Get Military Loans for Bad Credit

August 8, 2019 Being in the military is a daunting and difficult job, and members should not have to worry about their finances. Unfortunately, that’s not the case today, since 62% of military families say finance is their biggest concern. Many loan companies specifically market themselves to military members. Fortunately, federal government regulations are put …

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How One App’s Financial Features Saved Me

August 6, 2019 For city-dweller and Brigit member, Vanessa, staying on top of bills and expenses is very important. Although she keeps a close eye on her budget, additional expenses come up from time to time, occasionally leaving her short on cash. While finding a way to get cash when needed, she was recommended to …

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A Crash Course on a PNC Overdraft Fee

August 6, 2019 When I first had an overdraft fee charged to me, I was confused, ashamed and embarrassed. I didn’t know what the policies were and who to speak to about this issue. After a little research, I realized that Americans paid 34 billion dollars in overdraft fees in 2017 alone! I realized this …

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Steer Clear of Payday Loans Without a Credit Check

August 2, 2019 Credit checks can be a big obstacle when trying to take out a payday loan. The good news is that when it comes to payday loans, no credit check options are available. The bad news is that these options are horrible due to ridiculously high interest rates and fees. For most, though, …

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Beware of Instant Payday Loans and Fast Cash Loans

August 1, 2019 Picture it: You get hit with an unexpected bill, perhaps for a medical expense or a pipe burst in your living room, or you car broke down again. Your credit cards are either maxed out or non-existent and your friends and family are tired of lending you money. To top it off, …

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Bank of America Overdraft Fee: What you should know

July 18, 2019 Bank of America is the second largest bank in the United States, with over 4,500 branches. It’s very likely that you know a few people who have an account with them. What you might not know is that a Bank of America overdraft fee charges about the same amount as Netflix does …

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Are Apps like Brigit right for you?

Let this be your guide to know if you need help budgeting and sometimes need a cash. Repeat after me, “I will not pay my bank an overdraft fee.”  Again! “I will not pay my bank an overdraft fee.” Take a look in the mirror and keep saying it if necessary. This can be your …

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An Overdraft Fee: What is it and how does it work

July 18, 2019 An overdraft fee occurs when you attempt to make a payment that would result in a negative balance, so your bank covers the difference for you. They can be triggered by withdrawing cash at an ATM, writing a check, or making a purchase with your debit card.  In 2018, banks collected more …

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What No One Tells You About a USAA Overdraft Fee

June 17, 2019 If you’re someone who is affiliated with the military, you may be familiar with a USAA checking account. While USAA advocates its support for military members and their families by waiving opening deposit fees and allowing the option to get paid early, the bank does not talk about how costly it can …

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A Beginner’s Guide to a TD Bank Overdraft Fee

June 16, 2019 An TD Bank overdraft fee is charged when TD Bank pays for a transaction or returns it when you spend more money that is in your TD Checking account. “A $35 TD Bank overdraft fee applies to each transaction that overdraws your available account balance.” A $35 TD Bank overdraft fee applies …

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Instant Payday Loans: A Complete Guide

June 6, 2019 While instant payday loans might offer a quick fix, they do not offer a permanent solution for money problems. Although tempting, taking out payday loans to cover your needs makes less sense than saving. Payday lenders do not have your best interest at heart when you’re searching for an instant money solution. …

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