Real financial wellness tips given by real people

How to choose the right credit card

Credit cards have revolutionized the way we spend money. With so many options available, choosing the right one can be a little overwhelming. Each type of card comes with its own set of features, benefits, and potential drawbacks. Here’s a comprehensive guide on how to choose the right credit card for your needs and lifestyle. …

What’s a 401k employer match?

Employer matching is a valuable benefit a lot of companies offer to help employees save for retirement. It basically means that you contribute a portion of your paycheck to a retirement account (often a 401k or IRA) and your employer matches it, up to a certain amount. The additional money from your employer can really …

How to set your short term financial goals

Setting financial goals doesn’t sound like the most exciting thing… it’s full-on adulting, for sure! But it can definitely lead to less stress, and also help you afford to do more fun things. Starting with short-term goals is a great place to start. This will help you build a solid foundation for  things you want …

How to save money on pet supplies

Having a pet can really make your day-to-day life better (it’s hard to beat unconditional love from someone who can’t talk!), but it can also be expensive. From food to toys and healthcare (and boarding if you have to be away from home) the costs can add up. But with some savvy shopping strategies, you …

What’s the average credit card debt?

Credit cards… are really useful, right? They keep us from having to carry cash, and they help us to pay for things that we may not have the money for right now. Except, that last part can get us into trouble. Credit cards—like an enabling, bad influence friend—make it possible to spend more than we …

Credit card limit increase cons: what to consider

Credit cards are the go-to payment method for many of us, since they’re convenient and give us buying power when we need it. But many of us have gotten that unexpected email from our credit card company saying that they’ve decided to give us more credit. Which of course seems really validating at first—what an …

How to make money selling unused items

We all have them: those unused items sitting in the back of our closets, tucked away in the attic, or gathering dust in the garage— from the clothes you hoped you’d fit into sometime to the decor that no longer fits your style. It’s time to turn that clutter into cash! Whether you’re looking to …

5 things you’re spending too much on, and how to save

In a world full of enticing products and experiences, it can be easy to fall into spending habits that drain your finances. From small indulgences to larger discretionary spends, our wallets can take a hit without us even realizing it. To help you regain control over your budget, let’s explore five common areas where you …

The best online discount codes and sites to save money

These days, there are a lot of ways to save money when you’re shopping online. Coupon apps and websites offer a convenient and efficient way to get discounts, deals, and special offers across a wide range of products and services. Here are some of the best coupon apps and sites for online discount codes that …

AAA roadside assistance: is it worth paying for?

Breaking down on the side of the road is a situation most drivers hope to avoid, but it’s a reality that can happen to anyone. A lot of drivers have services like AAA Roadside Assistance that they can call if they find themselves stranded. These services promise peace of mind and quick solutions during emergencies, …

How to get the most from your Sam’s Club membership

A Sam’s Club membership is the ticket to a lot of savings and convenience. (And often products that come in lifetime-supply quantities!) But to really get the most out of your membership, it helps to be strategic about your shopping and to know about and take advantage of all the available perks. Here are some …

Cheap meal kits: which is best for the money?

Too busy to cook? Too lazy to cook? We’ve all been there! One of the best ways to save yourself from slaving away in the kitchen at the end of a long workday is meal kits. They’re more nutritious than fast food, and less expensive than ordering delivery from a restaurant. And some of the …