Real financial wellness tips given by real people

Credit cards have become a key part of the way we buy things, and they offer a lot of convenience and flexibility. (What’s in your wallet? Oh, so much purchasing power!) But all of that spending ability—which doesn’t have the same pain as parting with real money—can sometimes get us into trouble. And on top …

Credit cards have revolutionized the way we spend money. With so many options available, choosing the right one can be a little overwhelming. Each type of card comes with its own set of features, benefits, and potential drawbacks. Here’s a comprehensive guide on how to choose the right credit card for your needs and lifestyle. …

Managing your finances wisely means evaluating your expenses and making informed choices about where you can cut back. By trimming unnecessary costs from your budget, you can free up money to save, invest, or achieve other financial goals. When you’re looking at how to cut expenses, here are five common costs you can consider cutting …

Cleaning is an essential part of maintaining a tidy and hygienic home, but the cost of commercial cleaning products can add up fast. But there’s a budget-friendly and eco-friendly alternative—DIY cleaning supplies.  Making your cleaning solutions at home is not only cost-effective, it also allows you to control the ingredients, so you can avoid harmful …

Health insurance is an important safety net to protect you from high medical care costs. Even if you’re young and healthy, one serious accident can lead to financial ruin if you’re uninsured. How much does health insurance cost? It can be expensive, but going without it can be far more costly. Here are some of …

Living paycheck to paycheck can feel like a relentless cycle, leaving you stressed and financially vulnerable. However, with the right strategies and mindset shifts, you can break free from this cycle and achieve financial stability. Here’s a step by step guide on how to stop living paycheck to paycheck and take control of your finances. …

Costco is known for its bulk shopping and warehouse prices, with savings on groceries, household items, and more. (It can be a good place to grocery shop on a budget!) But beyond the standard membership discounts, Costco offers several unexpected benefits that can help you save even more money. Here are some of the surprising …

You may have heard about ‘bin stores’ recently. What is a bin store, exactly? It’s a retail store that sells overstock, returned, and clearance merchandise from major retailers. The merchandise is typically sorted into bins (in case you were wondering where the name came from) by category, and shoppers can dig through the bins to …

When shopping at the grocery store or browsing the aisles of your favorite store, you’ll likely come across a wide range of products, from familiar name brands to more affordable generic options. The eternal debate around brand name vs generic products centers on the question: Is the savings worth it? What are some easy items …

When you find yourself with extra money, the question of whether to use it to pay off debt or save it can be a tough one. Both options have their merits, and the decision largely depends on your individual financial situation and goals. In this article, we’ll explore the pros and cons of each approach …

Interest rates impact various aspects of our personal and financial lives. But what are interest rates, really? Understanding them is essential for making informed decisions about borrowing, saving, and investing. It can seem overwhelming at first, but here’s a simple guide to explain the different types of interest rates. 1. Nominal (Stated) interest rate The …

As winter approaches, it’s essential to make sure your car is ready to tackle the challenges that the cold season brings. Winter weather can be harsh on vehicles, leading to potential breakdowns and costly repairs. You can save money by simply being prepared, with preventative winter car maintenance you can do yourself. 1. Check your …