Real financial wellness tips given by real people

Teaching kids about money is one of the most valuable bits of wisdom you can give them; it will shape the way they think of and treat money their entire lives. You can help them understand the importance of saving, budgeting, and making informed spending decisions. But when you talk money with your kids it …

These days, we have more options than ever when it comes to financing their purchases. Two popular choices are personal loans and buy now, pay later (BNPL) services. Each has its own advantages and potential drawbacks, and the right one for you depends on your financial situation and goals. Here’s a breakdown of the differences …

Freelancing and side hustles offer flexibility, autonomy, and the chance to earn money doing work you enjoy—on your own terms. But it also comes with a few unique financial challenges. Without a steady paycheck or employer-sponsored benefits, freelancers have to be proactive to manage their finances effectively. Here’s how to navigate the ups and downs …

Debt is no joke—in addition to being a financial burden, it can take a serious toll on your mental and even physical health. The stress and anxiety associated with owing money can impact every part of your life, from your relationships to your job performance. Understanding the psychological impact of debt and learning how to …

In today’s gig economy, side hustles are all the rage as a way to earn extra money. Whether you’re freelancing, driving for a rideshare company, selling handmade goods, or tutoring, it’s important to understand the tax implications of that additional income. But figuring out taxes for your side hustle doesn’t have to be complicated. Here …

When you have a big expense, breaking up payments can be a financial lifesaver. Many banks and credit card companies offer options to split significant purchases into manageable monthly installments. This can make big-ticket items more accessible without straining your budget. Sounds great, right? Well, wait just a minute… There are a few essential things …

Raising a child can be one of the most rewarding experiences there is, but it can also be one of the most expensive. From diapers to college tuition, the costs add up fast. Understanding how much raising a kid costs can help you be prepared for the financial demands ahead. Here’s a detailed look at …

In a world where fashion trends come and go in the blink of an eye, thrifting is a way to stay stylish without going broke. Not only does thrifting save you money, it also lets you express your personal style and contribute to sustainability. Whether you’re a seasoned thrifter or a total newb looking to …

Whether to save or invest your money can be a confusing question. Both options have their merits, and the right choice usually depends on your individual financial goals, risk tolerance, and current financial situation. Here are 5 key things to consider when you’re deciding whether to save or invest your money. 1. Financial goals Before …

Sometimes it can seem like acquiring things is a measure of success. Financial minimalism is a refreshing, less stuff-intensive alternative. It’s all about focusing on simplicity and intentionality, and it can be great for your finances and your overall well-being. Here’s how a minimalist approach to your finances can benefit your wallet and your life. …

As a parent, saving for your child’s education is likely a priority you’ve been thinking about from the time they’re born. As tuition keeps climbing higher and higher, planning ahead can be a big advantage. One of the most effective tools for this purpose is a 529 plan. Here’s a comprehensive guide to understanding 529 …

Saving money never seems like much fun, and it’s hard—which makes it easy to put off. But a short-term, focused effort can make saving more manageable and even kind of enjoyable. Like our 1-Month Savings Challenge. It’s an easy, practical way to kickstart your savings habits. Here’s how to get started and make the most …