Real financial wellness tips given by real people

What if you could retire in your 30s or 40s, living life on your terms without worrying about the next paycheck? This dream is the cornerstone of the FIRE movement, an acronym for “Financial Independence, Retire Early.” The FIRE movement has gained traction among millennials and Gen Zers looking for ways to break free from …

Charities are a wonderful way to give back to your community, and supporting causes you care about is a noble goal. But it can seem difficult if you’re on a tight budget. The good news is that you don’t need to be a rich philanthropist to make a difference. You contribute to charitable causes and …

Now that we all have our smartphones pretty much attached to us, and cash is so 5 years ago, digital wallets are rising in popularity. They’re convenient, secure, and versatile, and changing the way we manage money. But what exactly are digital wallets? Here’s how they work and what you should know about their benefits …

Ever wonder how the rich seem to keep getting richer while the rest of us mostly just scrape by, counting every penny? Well… they might be holding onto a few money secrets. While we’re struggling to reconcile bank statements and figure out where every dollar went, the wealthy are playing an entirely different game. Here …

So you’re a foodie… does that mean you have to spend a ton of money to have food that’s up to your standards? It doesn’t! If you have a few basic cooking skills, you can create some high-quality meals at home that will rival any good restaurant. Here are a few tips to keep costs …

Saving money on entertainment often seems like it requires sacrifice, but it doesn’t have to mean giving up your social life or living like a hermit. With a few smart strategies, you can build your savings while still enjoying the activities and experiences that make life fun. Here’s how to save money without isolating yourself. …

Everyday things can seem like such minor expenses that we don’t even think about them. But they can add up quickly and hit your budget in lots of ways. Here are some surprising items and habits that can really cost you: 1. Coffee shop visits If one of your everyday things is a coffee drink, …

Refinancing your car loan can be a smart financial move if it saves you money on interest or reduces your monthly payments. But it’s important to know what to look for to make sure you’re really getting a good deal. 1. Interest rates The primary reason most people refinance their car loans is to get …

With fluctuating gas prices, finding ways to save money at the pump is more important than ever. Here are five quick and effective strategies to help you reduce your fuel costs: 1. Drive efficiently Aggressive driving—like speeding, rapid acceleration, and hard braking—can decrease your fuel efficiency big time. By driving more smoothly and sticking to …

Dreaming of hitting the open road but worried about the cost? Good news, road warrior—you can plan an epic road trip to fit just about any budget. Here are some pro tips to make sure your romance with the road doesn’t end in a costly breakup. 1. Map out your route First things first: you …

Transportation costs can add up quickly, but there are several ways to reduce these expenses without sacrificing convenience. Here are five quick tips to save money on transportation: 1. Go public with your transit Public transportation is usually much cheaper than driving. Buses, trains, and subways are affordable and efficient ways to get around, especially …

Enjoying your favorite activities and hobbies doesn’t have to put a big dent in your budget. With a little planning, you can still have a great time without spending a lot. Here are some simple ways to save money on entertainment: 1. Take advantage of the free stuff Lots of communities have a variety of …