Real financial wellness tips given by real people

save or invest: Serious young woman wearing glasses calculating finances, household expenses, confident businesswoman working with project statistics, using laptop and calculator, standing in kitchen at home

Save or invest your money: 5 things to consider

Whether to save or invest your money can be a confusing question. Both options have their merits, and the right choice usually depends on your individual financial goals, risk tolerance, and current financial situation. Here are 5 key things to consider when you’re deciding whether to save or invest your money. 1. Financial goals Before …

financial minimalism. Happy Asian woman is sitting on the floor beside her bed and enjoying shopping online via her phone.

Financial minimalism: How it benefits your wallet

Sometimes it can seem like acquiring things is a measure of success. Financial minimalism is a refreshing, less stuff-intensive alternative. It’s all about focusing on simplicity and intentionality, and it can be great for your finances and your overall well-being. Here’s how a minimalist approach to your finances can benefit your wallet and your life. …

Paper doll family with 529 Plan gold key

Saving for your child’s education: 529 plans explained

As a parent, saving for your child’s education is likely a priority you’ve been thinking about from the time they’re born. As tuition keeps climbing higher and higher, planning ahead can be a big advantage. One of the most effective tools for this purpose is a 529 plan. Here’s a comprehensive guide to understanding 529 …

savings challenge: Smiling young African American family with daughter save money in piggybank feel provident economical about finances. Happy biracial parents with ethnic child make financial investment for future.

1-month savings challenge

Saving money never seems like much fun, and it’s hard—which makes it easy to put off. But a short-term, focused effort can make saving more manageable and even kind of enjoyable. Like our 1-Month Savings Challenge. It’s an easy, practical way to kickstart your savings habits. Here’s how to get started and make the most …

Monopoly board game with car on Park Place with hotel

Money wisdom from Monopoly

Monopoly is more than just a classic board game. Beneath its colorful board and iconic player pieces, there’s actually some deep financial wisdom. From strategic investments to managing cash flow, Monopoly has valuable lessons that can be applied to real-life financial management. Here are some key money lessons you can learn from this tycoon-in-training board …

How to track your expenses effectively

Tracking your expenses is a key step toward financial health and stability. It helps you understand where your money goes, identify the places where you can save, and make decisions about your spending habits. Whether you’re saving for a big purchase, trying to get out of debt, or just want to manage your money better, …

Affordable travel idea: Famous Neon signs on Beale street illuminated at night in downtown Nashville

Southbound: an affordable travel guide

The South is known for a lot of things, like barbecue, humidity, and historic sites. There’s a sort of romance and mystery surrounding it all—and it seems to be even more haunted than other parts of the country. If you’re looking to plan affordable travel to the South, here are some top destinations to take …

living expenses, person looking through stacks of paper.

How to lower your living expenses when you’re short on cash

When money is tight, finding ways to lower your living expenses can take a lot of pressure off you. Whether you’re facing a temporary financial setback or trying to build a more sustainable budget, cutting your costs can make a big difference. Here’s a guide to practical ways to reduce your living expenses without sacrificing …

Mount Rushmore trip on a budget.

Venture to the Midwest: plan a great trip on a budget

The American Midwest sometimes gets a bad rap, but there’s way more to it than cornfields and the world’s largest ball of twine. And if a ball of twine is your thing, we won’t judge. But there are vibrant cities, lots of great regional food, and spectacular sights to see throughout the Midwest, affordably. Here’s …

budgeting mistakes: African businessman holding letter reading bad bank news about debt

Common budgeting mistakes and how to avoid them

Budgeting is a solid foundation for a stable financial life, but even the best-laid plans can go sideways. Lots of people find themselves off track due to common budgeting mistakes. But those mistakes can easily be avoided. Whether you’re just starting your budgeting journey or trying to refine it, here are some common budget fails …

Overspending Worried woman having trouble shopping online using credit card and laptop. Theft of money from bank card in online network and cybercrime

8 ways to stop overspending

Overspending is an easy trap to fall into, especially with online shopping and the endless stream of ads and emails to remind us of everything we’ve ever looked at online. Even if we don’t really need it—or even want it—there are just a couple of clicks standing between us and that impulse buy. But don’t …

trip on a budget to new york city, nyc skyline with clouds.

Eastward bound: plan a trip on a budget

Thinking about taking a trip to the Eastern United States? It’s a wonderful region to visit, whatever type of experience you want. Whether you want to see iconic architecture and sites, walk through historic neighborhoods, or surround yourself with rugged natural splendor, here are some highlights to plan a great trip on a budget. New …

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