Real financial wellness tips given by real people

What credit score is needed to buy a house? There are a number of factors that go into qualifying for a mortgage, and one of the most important ones is that all-important financial indicator, your credit score. (To find out more about scores in general, check out our article What’s a good credit score?). If …

Welcoming a new addition to your family is a joyous occasion, but it also brings about a host of new responsibilities, including financial planning. Creating a baby budget can help alleviate stress and ensure that you’re adequately prepared for the costs associated with raising a child. In this guide, we’ll walk you through the essential …

Cash apps have become increasingly popular for their convenience in peer-to-peer transactions, and some platforms now offer the option to borrow money. While this feature can be a quick solution to short-term financial needs, it’s essential to approach borrowing through cash apps with caution and understanding. In this guide, we’ll explore what you need to …

Borrow money apps have become really popular, and can be a good way to get quick access to cash. But not all apps are equal, and you have to do a little research to choose the right one for you. Here’s a comparison of some of the top borrow money apps, to help you make …

Credit repair can help you if your credit score is a little rough around the edges. There are some steps you can take to repair and improve it. Here are five fundamental strategies to elevate your credit score and enhance your overall financial well-being. 1. Review your credit report The first step in any credit …

Credit unions have become a popular alternative to traditional banks, offering a unique approach to financial services. But they work a bit differently. Before you decide whether to join a credit union, you’ll want to understand the advantages and considerations around them. Member-owned structure One of the distinguishing features of credit unions is that they’re …

Facing financial challenges is a common part of life, and for those with a less-than-stellar credit history, obtaining traditional loans can be a daunting task. However, the availability of bad credit loans provides a potential lifeline for individuals seeking financial assistance. Navigating this landscape requires careful consideration and informed decision-making to avoid pitfalls and make …

Credit cards have become a key part of our financial lives, providing convenience, rewards, and a means to build credit. But beyond the familiar features, there are some under-the-radar aspects of credit cards that may surprise even the most experienced card user. Here are some lesser-known facts about them that might be useful at some …

Understanding your credit is vital to financial well-being. Your credit report is like a financial report card—it provides a snapshot of your credit history and standing. The good news is that every consumer is entitled to a free credit report annually from each of the three major credit bureaus: Equifax, Experian, and TransUnion. Here’s a …

The Children’s Place, a popular retailer specializing in children’s apparel and accessories, offers customers a credit card known as the Children’s Place Credit Card. This card comes with various features and benefits designed to enhance the shopping experience for parents and guardians. If you’re considering the CP Card, here are five key things you should …

PayPal Credit is a versatile financial tool that allows users to make purchases online and pay for them over time. Whether you’re looking to spread the cost of a big-ticket item or need extra flexibility in managing your budget, PayPal Credit offers a convenient solution—here’s how to use it effectively. Understanding PayPal Credit Before diving …