Real financial wellness tips given by real people

Health insurance is an important safety net to protect you from high medical care costs. Even if you’re young and healthy, one serious accident can lead to financial ruin if you’re uninsured. How much does health insurance cost? It can be expensive, but going without it can be far more costly. Here are some of …

Living paycheck to paycheck can feel like a relentless cycle, leaving you stressed and financially vulnerable. However, with the right strategies and mindset shifts, you can break free from this cycle and achieve financial stability. Here’s a step by step guide on how to stop living paycheck to paycheck and take control of your finances. …

Costco is known for its bulk shopping and warehouse prices, with savings on groceries, household items, and more. (It can be a good place to grocery shop on a budget!) But beyond the standard membership discounts, Costco offers several unexpected benefits that can help you save even more money. Here are some of the surprising …

You may have heard about ‘bin stores’ recently. What is a bin store, exactly? It’s a retail store that sells overstock, returned, and clearance merchandise from major retailers. The merchandise is typically sorted into bins (in case you were wondering where the name came from) by category, and shoppers can dig through the bins to …

When shopping at the grocery store or browsing the aisles of your favorite store, you’ll likely come across a wide range of products, from familiar name brands to more affordable generic options. The eternal debate around brand name vs generic products centers on the question: Is the savings worth it? What are some easy items …

When you find yourself with extra money, the question of whether to use it to pay off debt or save it can be a tough one. Both options have their merits, and the decision largely depends on your individual financial situation and goals. In this article, we’ll explore the pros and cons of each approach …

Interest rates impact various aspects of our personal and financial lives. But what are interest rates, really? Understanding them is essential for making informed decisions about borrowing, saving, and investing. It can seem overwhelming at first, but here’s a simple guide to explain the different types of interest rates. 1. Nominal (Stated) interest rate The …

As winter approaches, it’s essential to make sure your car is ready to tackle the challenges that the cold season brings. Winter weather can be harsh on vehicles, leading to potential breakdowns and costly repairs. You can save money by simply being prepared, with preventative winter car maintenance you can do yourself. 1. Check your …

A family snow trip is a wonderful opportunity to create lasting memories and enjoy the winter wonderland together. However, planning a snow vacation may sound expensive, especially if you’re on a budget. Here are some practical tips and tricks to plan a budget-friendly snow adventure that the whole family will enjoy and remember. 1. Set …

Moving to a new home can be an exciting adventure, but it can also be an expensive endeavor if you don’t plan carefully. To make a smooth transition without unnecessary financial stress, it’s important to budget for your move. Whether you’re relocating to a new city or just down the street, having a clear budget …

Halloween is a time for fun, creativity, and spooky decorations, but it doesn’t have to be a frightening experience for your wallet. With a little resourcefulness, you can transform your home into a Halloween extravaganza affordably. Whether you’re hosting a haunted house party or just want to add a touch of festive spirit, here are …

Living with debt can feel like a heavy burden, impacting your financial well-being and limiting your ability to achieve your goals. However, with the right debt repayment strategy, you can regain control of your finances and work toward becoming debt-free. There are various debt repayment options, each with its own benefits and considerations. Here are …