Real financial wellness tips given by real people

How many times have you been buying something and then been prompted to purchase an extended warranty? Are you the type of person who always plays it safe and buys the warranty? (And never jaywalks, no doubt!) Or do you throw caution to the wind, tempting fate and flirting with disaster, as you decline extended …

Renting a car offers all the freedom and excitement of the open road when you’re traveling. But there’s one moment of picking up a rental that we all know and dread: rental car insurance. We know we’ll probably get a very insistent pitch from the rental car reps—they’ll tell us that if we don’t buy …

Life is filled with unexpected twists and turns, and having a financial safety net can provide peace of mind during the rough patches. An emergency fund is a vital tool that can help you weather unexpected expenses, job loss, medical emergencies, and other unforeseen situations without derailing your financial stability. You may have questions, like …

Freecycling is a fantastic way to get things you need without spending a dime. As you’ve probably figured out from the descriptive name, freecycling involves giving away (not selling) things you no longer use to someone who can use them, and, in turn, finding items you need from others for free. It’s a win-win for …

Part of the fun of the holiday season can be exchanging gifts with family, friends, and coworkers. But even if you try not to spend too much on each gift, by the time you cover everyone on your shopping list, the costs can add up! Homemade holiday gifts are a wonderful way to save some …

You’ve probably heard of a debt consolidation loan, but you might be wondering what it is, and if it’s the right option for you. Basically, it’s a financial strategy that can help you manage your debts more effectively by rolling them into one single, more manageable payment. It can be a good option if you’re …

Here are some things to things you can do to prepare if and when there is a government shutdown. For Brigit users If you’re a Brigit user approved for cash advances, we’re here for you. You can get cash in a pinch – or if you have an outstanding advance with us, you can extend your repayment. …

Understanding your annual expenses is a solid first step toward taking control of your finances. A lot of our expenses revolve around yearly cycles, like taxes, car registrations, and insurance premiums. When you gain a clear understanding of these annual expenses, you can plan ahead, and make better financial decisions (like cooking more once you …

Having fun and enjoying life shouldn’t be so expensive that it ends up being a bummer. There are plenty of ways to have fun while sticking to your budget. Whether it’s a night out with friends, a family outing, or a solo adventure, with a little creativity you can keep it easy on your wallet. …

Credit cards have become a key part of the way we buy things, and they offer a lot of convenience and flexibility. (What’s in your wallet? Oh, so much purchasing power!) But all of that spending ability—which doesn’t have the same pain as parting with real money—can sometimes get us into trouble. And on top …

Credit cards have revolutionized the way we spend money. With so many options available, choosing the right one can be a little overwhelming. Each type of card comes with its own set of features, benefits, and potential drawbacks. Here’s a comprehensive guide on how to choose the right credit card for your needs and lifestyle. …

Managing your finances wisely means evaluating your expenses and making informed choices about where you can cut back. By trimming unnecessary costs from your budget, you can free up money to save, invest, or achieve other financial goals. When you’re looking at how to cut expenses, here are five common costs you can consider cutting …