Real financial wellness tips given by real people

June 16, 2019 An TD Bank overdraft fee is charged when TD Bank pays for a transaction or returns it when you spend more money that is in your TD Checking account. “A $35 TD Bank overdraft fee applies to each transaction that overdraws your available account balance.” A $35 TD Bank overdraft fee applies …

June 6, 2019 While instant payday loans might offer a quick fix, they do not offer a permanent solution for money problems. Although tempting, taking out payday loans to cover your needs makes less sense than saving. Payday lenders do not have your best interest at heart when you’re searching for an instant money solution. …

May 30, 2019 There are many reasons someone might fall into debt or otherwise acquire a bad credit score. But having bad credit doesn’t mean you’re an irresponsible person. Let’s be honest, emergencies happen, and most times, money is the only fix. But your paycheck can only reach so far and you can’t always borrow …

May 29, 2019 I don’t know about you, but I like saving money. I like saving money so much that I primarily shop secondhand, keep all of my plastic shopping bags, and have even signed up for rebates and rewards at all of my favorite retailers. But even after all this, I still think of …

May 29, 2019 To understand how a Chase Bank overdraft fee works, we first need to know what an overdraft fee is. An overdraft fee occurs when you don’t have enough money in your account to cover a transaction but your bank covers the charge for you. Overdraft fees average around $34 for many banks …

May 28th, 2019 So maybe you recently checked your credit score and saw it was 650.  At the time, you thought, “Oh, 650 is a good credit score!” That is, until you checked online, only to find that it wasn’t as good as you originally thought. Although your new goal becomes to have a ‘good’ …

May 27, 2019 Picture it, if you will, the year is 2015 and I am living my best life. If by best life you mean constantly hitting zero on my checking and savings account simultaneously because I don’t know the difference between a want and a need. When I say zero what I really mean …

May 24, 2019 We’ve all experienced a time when we’ve run short on cash to pay an upcoming bill. Maybe the bill just slipped your mind or an unexpected emergency expense came up, leaving you short on cash to pay your remaining bills for the month. In times of need like this, you may look …

May 21, 2019 When your balance is low and you’re in urgent need for cash, it’s as if your survival mode kicks in, and you start frantically looking for the easiest and fastest way to get the money you need. This may mean turning to a friend, family member, or your bank for money. If …

May 10, 2019 Stock market rallies Tech IPOs mint fresh new millionaires Unemployment rates near historical lows Headlines such as these paint a promising portrait of a prospering economy. A reader could be forgiven for believing that this portrait depicts the average American’s financial standing reaching escape velocity from the depths of the recession. Yet …

April 17, 2019 After 2 months of job hunting, getting a job offer from Brigit was an extremely satisfying experience. From the gritty process of sending out job application after job application to scheduling phone interviews to landing the in-persons, it finally all comes full circle and viola! Negotiate + Accept + Sign + Celebrate …

January 3, 2019 We’ve all gone through it. Your rent is coming up soon. You’ve texted way too many friends and your phone bill knows it. And your Chihuahua is binge eating like a 60-pound Labrador Retriever and doesn’t understand the concept of a budget. To many of us, it’s no secret that getting through …