Real financial wellness tips given by real people

Debt Snowball. debt repayment. dollar bills in snow.

The debt snowball method: a strategy to pay off debt

Debt can be a heavy burden that harms your financial well-being and also creates a lot of stress and anxiety. Whether it’s credit card debt, student loans, or other outstanding balances, finding a way to get out of debt is no easy task. But there are effective strategies to help you knock out your debt …

debt avalanche. Money flows into a bottomless funnel

The Debt Avalanche method: how to use it

If you are, or have ever been in debt, you know it can affect not only your financial well-being, but also weigh heavily on your overall peace of mind. Debt is stressful! Fortunately, there are some effective strategies to tackle debt and regain your financial freedom. One method that works well for a lot of …

Craigslist for sale. Suburban home wooden storage utility unit shed with miscellaneous stuff on shelves, bikes, exercise machine, ladder, garden tools and equipment. Messy and chaos at house yard barn. Organization order.

The best bargains to shop for on Craigslist

Craigslist is a useful site for finding great deals on a wide range of items in your area. From furniture and electronics to clothing and collectibles, savvy shoppers can find some incredible bargains if they know where to look. Here are some of the best bargains to look for on Craigslist for sale, and tips …

wedding ideas on a budget. Wooden arrow sign with wedding rings on ceremony venue. Wedding party banner post . Direction info banner for guests in pine forest outdoors. Rustic, country style decor.

Fairytale wedding ideas on a budget

Your wedding day is one of the most special, celebration-worthy moments of your life, as you embark on a new journey with your partner. The only catch is, weddings can be expensive. Here are some wedding ideas on a budget, to help you plan a wonderful, memorable, yet affordable day. 1. Budget-friendly venues Choosing the …

fall vacation ideas. Wooden dock with chairs on calm fall lake

Affordable fall vacation ideas

As the dog days of summer fade away, fall brings cooler temperatures and vibrant colors. School’s back in, so most destinations are less crowded, and pricing reflects that. Fall also tends to be the time of year with the most mild temperatures in most areas, after the heat of summer but before the extreme cold …

cash stuffing. Cash in an envelope, the denomination on a table from white wooden boards.

What is cash stuffing?

Managing personal finances can be challenging, but with the right budgeting method, it becomes much easier to stay on track and achieve financial goals. One popular and effective budgeting technique is the ‘cash stuffing’ method of budgeting (also known as the ‘envelope method’).  What is cash stuffing? It’s a straightforward approach that helps people allocate …

stop food waste. Storage shelves in pantry with homemade canned preserved fruits and vegetables

How to stop food waste

Food waste is a global issue with significant environmental, economic, and social consequences, and it also can amount to wasted money for your household. The good news is, there are some simple things you can do to help stop food waste. 1. Plan your meals and make a shopping list We’ve all gone to the …

how to use facebook marketplace. Online seller use mobile phone take a photo of product for upload to website online shop.

How to use Facebook Marketplace to make money

Facebook Marketplace has become a bustling online platform for buying and selling, and it can be a fast and easy way to make money. Whether you’re looking to declutter your home or start a small business, Facebook Marketplace can be a great way to do it. Here are some key steps and strategies to maximize …

decorating on a budget. Happy Couple Hanging Picture on the Wall, Boyfriend Moves It, Girlfriend Tells Him when the Frame is Hanging Straight. Funny Moment in Young Couple's Life. Modern Stylish Apartment.

Decorating on a budget: home decor tips

Decorating your home is a fun way to personalize your living space and make it more comfortable. It can be expensive, but it doesn’t have to be! With a little creativity and resourcefulness, you can get the look you want. Here are our tips for decorating on a budget. 1. Plan and prioritize Before you …

DIY herb garden. Herbs growing in containers on deck.

DIY herb garden: save money by growing your own

Growing a DIY herb garden at home can be a fun and cost-effective way to add flavor to your dishes instead of buying store-bought herbs (which can be surprisingly expensive!). Whether you have a spacious garden or just a small balcony or even a window sill, growing your own herbs is a practical and eco-friendly hobby …

how to save on utility bills. Happy excited Black mixed race couple celebrating financial success at laptop, getting income, loan, mortgage bank approval, planning good family budget. Young husband and wife giving high five.

How to save on utility bills

Utility bills can add up fast. Electricity can be expensive (but most of us have become pretty dependent on it!). The same goes for water, heating, and cooling. But with a proactive approach and a few simple changes, you can reduce costs without sacrificing comfort or convenience. Here are some ideas for how to save …

Money myths. lady justice blindfolded with scales, sword and money on one scale.

5 common money myths, busted

Managing money is an important life skill, but it’s easy to get distracted by common money myths that have been passed down for generations. (Sort of like urban legends, except these are tall tales about finances!) They’re not true, but they can lead people to make bad financial decisions. Here are five prevalent money myths, …

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