Fun and affordable kids’ activities
Fun and affordable kids’ activities to keep your children entertained don’t have to be expensive. There are plenty of memorable experiences that are fun and affordable. Here are some budget-friendly kid activities for every season. Spring 1. Nature scavenger hunt Take advantage of spring’s sunshine and mild weather by setting up a nature scavenger hunt. …
Kids’ clothing on a budget
Kids seem to have an amazing ability to outgrow clothes in about 5 minutes, leaving parents in a constant cycle of having to buy new clothes. Keeping up with your kids’ ever-changing sizes and tastes might seem like an impossible financial challenge, but it actually is possible to dress them stylishly without breaking the bank. …
Affordable birthday party ideas
Celebrations can come with huge price tags. But with a little creativity and smart planning, you can create an event that will be a blast for the birthday person and their guests—at a tame price point. Here are some affordable birthday party ideas for your next celebration: 1. DIY decorations Transform your party space with …
Financial literacy basics everyone should know
Financial literacy is a key life skill that can make a big difference to your overall well-being. It’s the ability to understand and manage your personal finances effectively which helps you make informed decisions about saving, investing, budgeting, and how you manage debt. Here are some of the basics everyone should know. 1. Budgeting: creating …
What’s the 10% rule, and should you use it?
The 10% rule, often mentioned in personal finance discussions, recommends putting (yep, you guessed it) 10% of your income toward savings and investments. It’s a simple way to encourage financial responsibility and help you build a solid financial future. In this article, we’ll explore how the rule works and help you decide whether it’s a …
How to create and reach short-term savings goals
Short-term savings goals are key to building a strong financial foundation and achieving financial success. Whether you’re saving for an emergency fund, a vacation, or a new gadget, setting and reaching short-term goals can help you develop healthy savings habits. In this article, we’ll explore effective strategies to create and achieve your short-term savings objectives. …
10 creative money hacks to start saving today
Saving money doesn’t have to be a bummer. With a little creativity and some simple changes to your daily routines, you can save more without feeling like you’re missing out. Here are some money hacks that you can start using right away to build your savings without cutting out all the fun stuff! 1. Automate …
New Year’s challenge: financial and overall health goals
As we step into another new year, it’s the perfect time to set the stage for personal growth, particularly in the realms of financial and overall wellness with a New Year’s challenge. By committing to a series of monthly challenges, you can create positive habits and transform your life. Here’s a comprehensive guide on ways …
How to budget for kids’ sports
Playing sports offers kids numerous benefits, from promoting physical fitness to teaching teamwork and discipline. But participation in organized sports is expensive and can strain the family budget if you don’t manage it carefully. In this guide, we’ll explore effective strategies to create a budget for kids’ sports, making sure your young athletes can enjoy …
Date night: 10 affordable ideas
Anyone who says date nights need to be extravagant to be enjoyable has been watching too many The Bachelor episodes. You actually don’t need to have a helicopter standing by to plan a memorable evening for you and your boo. Here are some ideas for fun and romantic dates that won’t cost a fortune. 1. …
529 plan: what is it and how does it work?
If you have children—even young ones—you’re probably already thinking about saving for their college education. One popular and tax-advantaged way to start building a college fund is through a 529 plan. That’s a specialized savings account designed to help families save for educational expenses, from K-12 to college and beyond. Here are some of the …
Budget challenge: save money on everyday things
We’re all so busy every day that it’s easy to overlook the small, everyday expenses that can add up fast. The minor purchases can have a big impact on our budget over time. That’s why (drumroll, please)… you need a budget challenge! A budget challenge is a fun and motivating way to save money on …