Real financial wellness tips given by real people

Teaching kids about managing money responsibly is a valuable life lesson. One tool that can help with this is a debit card designed especially for them. These cards are a way for kids to learn about spending, saving, and budgeting, with full parental control and visibility. Here’s what you should know about a debit card …

Your credit score is a constantly-changing number that reflects your creditworthiness. It’s something that lenders, landlords, insurers, and even some employers consider when making decisions about extending credit or services to you. But how often does your credit score update, and what impacts it? How often does your credit score update? Credit scores don’t update …

Saving money doesn’t have to be complicated. By incorporating some simple yet effective strategies into your daily life, you can watch your savings grow over time. Here are some quick tips for saving money. 1. Create a budget Start by creating a monthly budget that outlines your income and expenses. This will give you a …

Deciding whether to buy travel insurance is one of those things that can get pretty confusing. It’s an extra cost that adds to your overall trip expenses, so it’s easy to want to skip it. But what if you don’t get it and then something happens and you end up needing it? Overthinking abounds. Obviously …

Dollar stores are treasure troves for shoppers in search of great deals. There are several different chains in this discount category, but they all basically focus on items that are priced—you guessed it—around a dollar. (In a previous era there was something called a ‘dime store’, but with inflation, here we are!) It’s easy to …

These days, there’s a ton of content available online, from ebooks and music to movies and TV streaming services. It’s great to be able to stream the entire Taylor Swift catalog, or Netflix and chill any night of the week… but the costs can add up fast. The good news is, there are some ways …

Saving $10,000 a year may seem like a lofty goal, but with the right strategies and commitment, it’s entirely achievable. Whether you’re saving for a specific financial milestone or want to bolster your emergency fund, here are some tips for how to save $10,000 a year. 1. Create a detailed budget A well-structured budget is …

We all know there’s no free lunch… but with a little meal prepping, there’s a much more affordable lunch for every day of the week! By preparing your lunches for the week ahead, you can reduce your spending on eating out or ordering takeout and eating out. Planning ahead also makes it easier to eat …

Vacations are a great (and usually much-needed) way to relax, explore new places, and create lasting memories. But the cost of travel, a place to stay, and dining can quickly add up, so unless you’re a Kardashian (or otherwise independently wealthy—lucky you) you probably can’t afford to take a lot of vacations each year. Fortunately, …

Open enrollment is a timeframe when employees of a company can select or make changes to their health insurance plans. Here’s how it works, and everything you should know about it. What is open enrollment? Open enrollment is a window of time each year when individuals and employees can enroll in or make changes to …

Affordable health insurance is an important part of being financially prepared for health problems or injuries. But the search for affordable coverage can be challenging, especially with so many insurance plans out there, and varying costs. Here are some tips to help you find health insurance that fits your budget without compromising on quality. 1. …

If you have a family, you know that everyone typically expects to be fed. Every single day. (The nerve!) But in all seriousness, we know that feeding a family of 4 can be expensive. But with a little planning and creativity, you can make delicious and satisfying meals on a budget. Here are five easy-to-make, …