Emergencies and unexpected expenses can arise at any time, and having access to quick cash can be a lifesaver. Whether you need money for medical bills, car repairs, or any other unexpected cost, here are some ways to get cash now:
1. Brigit Instant Cash
With the Brigit app’s Instant Cash, you can get a cash advance—ranging from $50 to $250*—in minutes. In addition to being able to access Instant Cash, a Brigit subscription also includes access to budgeting tools, side gigs and discounts, and overdraft protection. Brigit also throws in $1M in identity theft insurance.
2. Emergency fund
Another way to cover unexpected expenses is by having an emergency fund in place—although if you haven’t planned this in advance, it won’t be there when you need it. But it’s always a good time to set one up for the future so that you’re prepared for emergencies.
3. Personal savings
If you have some money saved in a regular savings account, you can use it to cover immediate expenses. While it may not be as substantial as an emergency fund, it can still help in a pinch.
4. Sell things you’re not using
Consider selling items you no longer need or use. Online marketplaces like eBay, Facebook Marketplace, and Craigslist can be great platforms to sell electronics, furniture, clothing, and other items. You can quickly turn unused possessions into cash.
5. Gig work/side hustles
Temporary or gig work and side hustles can provide fast cash. Platforms like Uber, Lyft, DoorDash, and Instacart offer opportunities to earn money quickly by providing rides or delivering groceries and food.
The bottom line: get cash now
Emergencies and unexpected expenses can be financially challenging, but there are various ways to get cash quickly. Whenever possible, try to build and maintain an emergency fund to cover unforeseen expenses and reduce the need for quick cash solutions. It’s a good idea to consult with a financial advisor or counselor if you find yourself frequently needing these solutions to address financial emergencies; it may show that you need a better approach to financial planning and budgeting.
*Not all members will qualify for advances; Depending on eligibility, advances range from $50 – $250. Subject to Brigit’s approval and policies.