Have you ever wondered how long it takes for money to transfer between bank accounts? Automated Clearing House (ACH) transfers are a popular method for moving funds electronically, but many people aren’t sure how long the process takes.

So, how long does an ACH transfer take? Generally, ACH transfers take one to two business days to complete. However, this can vary depending on a number of factors, including the financial institutions involved and the time of day the transfer is initiated.

It’s important to note that ACH transfers don’t process over weekends or bank holidays. If you initiate a transfer on a Friday evening, for example, you may not see the funds in your account until Tuesday or Wednesday of the following week.

If you’re in a hurry to move money, it’s worth noting that there are faster options available, such as wire transfers or same-day ACH transfers (which come with an additional fee). But for most routine transactions, ACH transfers are a reliable and convenient option that won’t break the bank.