Utility bills can be a major headache, especially when you’re trying to save money. From electric to gas, water to internet, these expenses can really add up. If you take the average utility bills across the US and added them, you’re looking at over $300/month! 

We’re here to help you navigate the confusing world of utility bills and find ways to lower your costs. Let’s break down the average costs of each utility and check out tips on how to save money.


According to the U.S. Energy Information Administration, the average monthly electricity bill for residential customers in 2021 was $129.24. During the summer months, when air conditioning usage is high, bills tend to be higher as well. 

  • Try using energy-efficient appliances (and LED bulbs)
  • Turn off lights when you leave a room
  • Adjust your thermostat to a few degrees higher in the summer and lower in the winter (you can save as much as 10% per year doing this)
  • Use a fan instead of AC or try these other tips (and if you can’t go without, make sure your doors and windows don’t have gaps that cold air is escaping through)
  • Take advantage of off-peak pricing. Many utilities offer lower rates during certain times of the day or week when demand is lower. Try doing laundry or running the dishwasher during those times to save on electricity costs.


The average monthly gas bill for residential customers in 2021 was $67.26, according to the American Gas Association. 

  • Bundle up! During winter, wear socks, use warm blankets, and keep your thermostat down a few degrees (especially at night when you’re cozy in bed)
  • Invest in a programmable thermostat to control heating and cooling (and turn it down if you ever left and forgot)


The average monthly water bill in the United States is around $70, according to HomeAdvisor. 

  • Shorter showers (pro tip: limit them to one or two songs)
  • Get an efficient shower head—it can save 1 gallon/minute
  • If you have a yard, make sure your plants are water efficient and consider saying goodbye to grass (or watering it at optimal times)


The average monthly internet bill in the United States is around $60, according to DecisionData.org. 

  • Shop around for the best price
  • Negotiate with your current provider
  • Bundle your cell phone with internet

Struggling to pay your bills?

You’re not alone and there are options available. Check this article for resources that can help. And if you’re ever in a bind, consider Brigit’s Instant Cash to help cover unexpected expenses or bills. With Brigit, you can get up to $250* instantly to cover bills, groceries, and other expenses. So don’t let utility bills stress you out – with these tips and tools, you can take control of your finances and save money every month.

*Subject to Brigit’s approval and policies. Not all members are approved for advances and the amount varies per customer. Advances range from $50 – $250. Log into the Brigit app to learn more. No credit checks or interest, ever. Additional fees may apply for instant delivery of funds. A Brigit subscription is required.